LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,515
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,993
−HK$1,502/mo
Today · 4.125%
HK$50,495
baseline
▲ 0.50% · 4.625%
HK$53,567
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,990/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,860
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,278
−HK$1,438/mo
Today · 4.125%
HK$55,716
baseline
▲ 0.50% · 4.625%
HK$58,653
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,432/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,018
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,792
−HK$1,802/mo
Today · 4.125%
HK$60,594
baseline
▲ 0.50% · 4.625%
HK$64,281
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,188/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,432
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,133
−HK$1,726/mo
Today · 4.125%
HK$66,859
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,718/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,521
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,590
−HK$2,103/mo
Today · 4.125%
HK$70,693
baseline
▲ 0.50% · 4.625%
HK$74,994
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,386/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,004
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,989
−HK$2,013/mo
Today · 4.125%
HK$78,002
baseline
▲ 0.50% · 4.625%
HK$82,114
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,004/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,527
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,703/mo
Today · 4.125%
HK$90,891
baseline
▲ 0.50% · 4.625%
HK$96,421
+HK$5,530/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,782/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,148
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,700
−HK$2,589/mo
Today · 4.125%
HK$100,289
baseline
▲ 0.50% · 4.625%
HK$105,575
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,578/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,766 · Scale 2, in force from 26 Feb 2026)