LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,515
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,993
−HK$1,502/mo
Today · 4.125%
HK$50,495
baseline
▲ 0.50% · 4.625%
HK$53,568
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,990/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,860
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,278
−HK$1,438/mo
Today · 4.125%
HK$55,716
baseline
▲ 0.50% · 4.625%
HK$58,653
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,432/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,018
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,792
−HK$1,802/mo
Today · 4.125%
HK$60,594
baseline
▲ 0.50% · 4.625%
HK$64,281
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,188/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,432
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,134
−HK$1,726/mo
Today · 4.125%
HK$66,860
baseline
▲ 0.50% · 4.625%
HK$70,384
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,720/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,522
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,591
−HK$2,102/mo
Today · 4.125%
HK$70,693
baseline
▲ 0.50% · 4.625%
HK$74,995
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,386/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,005
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,989
−HK$2,014/mo
Today · 4.125%
HK$78,003
baseline
▲ 0.50% · 4.625%
HK$82,114
+HK$4,111/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,006/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,528
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,703/mo
Today · 4.125%
HK$90,891
baseline
▲ 0.50% · 4.625%
HK$96,422
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,782/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,149
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,701
−HK$2,588/mo
Today · 4.125%
HK$100,289
baseline
▲ 0.50% · 4.625%
HK$105,576
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,578/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,774 · Scale 2, in force from 26 Feb 2026)