LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,516
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,994
−HK$1,501/mo
Today · 4.125%
HK$50,495
baseline
▲ 0.50% · 4.625%
HK$53,568
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,990/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,861
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,438/mo
Today · 4.125%
HK$55,717
baseline
▲ 0.50% · 4.625%
HK$58,654
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,434/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,019
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,793
−HK$1,802/mo
Today · 4.125%
HK$60,595
baseline
▲ 0.50% · 4.625%
HK$64,282
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,190/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,433
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,134
−HK$1,726/mo
Today · 4.125%
HK$66,860
baseline
▲ 0.50% · 4.625%
HK$70,384
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,720/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,522
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,591
−HK$2,103/mo
Today · 4.125%
HK$70,694
baseline
▲ 0.50% · 4.625%
HK$74,995
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,388/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,005
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,990
−HK$2,013/mo
Today · 4.125%
HK$78,003
baseline
▲ 0.50% · 4.625%
HK$82,115
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,006/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,528
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,189
−HK$2,703/mo
Today · 4.125%
HK$90,892
baseline
▲ 0.50% · 4.625%
HK$96,422
+HK$5,530/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,784/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,150
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,701
−HK$2,589/mo
Today · 4.125%
HK$100,290
baseline
▲ 0.50% · 4.625%
HK$105,577
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,580/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,793 · Scale 2, in force from 26 Feb 2026)