LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,517
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,995
−HK$1,502/mo
Today · 4.125%
HK$50,497
baseline
▲ 0.50% · 4.625%
HK$53,569
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,994/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,862
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,280
−HK$1,438/mo
Today · 4.125%
HK$55,718
baseline
▲ 0.50% · 4.625%
HK$58,655
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,436/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,020
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,794
−HK$1,802/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$64,283
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,435
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,136
−HK$1,726/mo
Today · 4.125%
HK$66,862
baseline
▲ 0.50% · 4.625%
HK$70,386
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,724/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,524
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,593
−HK$2,102/mo
Today · 4.125%
HK$70,695
baseline
▲ 0.50% · 4.625%
HK$74,997
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,390/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,007
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,992
−HK$2,013/mo
Today · 4.125%
HK$78,005
baseline
▲ 0.50% · 4.625%
HK$82,117
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,010/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,530
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,191
−HK$2,703/mo
Today · 4.125%
HK$90,894
baseline
▲ 0.50% · 4.625%
HK$96,425
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,788/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,152
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,704
−HK$2,589/mo
Today · 4.125%
HK$100,293
baseline
▲ 0.50% · 4.625%
HK$105,579
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,586/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,842 · Scale 2, in force from 26 Feb 2026)