LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,518
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,996
−HK$1,502/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,570
+HK$3,072/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,863
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,281
−HK$1,438/mo
Today · 4.125%
HK$55,719
baseline
▲ 0.50% · 4.625%
HK$58,656
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,438/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,021
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,795
−HK$1,802/mo
Today · 4.125%
HK$60,597
baseline
▲ 0.50% · 4.625%
HK$64,284
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,194/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,436
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,137
−HK$1,726/mo
Today · 4.125%
HK$66,863
baseline
▲ 0.50% · 4.625%
HK$70,387
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,726/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,525
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,594
−HK$2,103/mo
Today · 4.125%
HK$70,697
baseline
▲ 0.50% · 4.625%
HK$74,998
+HK$4,301/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,394/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,008
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,993
−HK$2,014/mo
Today · 4.125%
HK$78,007
baseline
▲ 0.50% · 4.625%
HK$82,119
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,014/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,532
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,193
−HK$2,703/mo
Today · 4.125%
HK$90,896
baseline
▲ 0.50% · 4.625%
HK$96,427
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$181,792/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,154
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,706
−HK$2,589/mo
Today · 4.125%
HK$100,295
baseline
▲ 0.50% · 4.625%
HK$105,581
+HK$5,286/mo
Deposit HK$2.08M · loan HK$18.75M · min. income ≈ HK$200,590/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,884 · Scale 2, in force from 26 Feb 2026)