LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,520
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,998
−HK$1,501/mo
Today · 4.125%
HK$50,499
baseline
▲ 0.50% · 4.625%
HK$53,572
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$100,998/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,865
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,283
−HK$1,438/mo
Today · 4.125%
HK$55,721
baseline
▲ 0.50% · 4.625%
HK$58,658
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,442/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,797
−HK$1,802/mo
Today · 4.125%
HK$60,599
baseline
▲ 0.50% · 4.625%
HK$64,287
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,198/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,438
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,139
−HK$1,726/mo
Today · 4.125%
HK$66,865
baseline
▲ 0.50% · 4.625%
HK$70,390
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,730/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,527
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,597
−HK$2,102/mo
Today · 4.125%
HK$70,699
baseline
▲ 0.50% · 4.625%
HK$75,001
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,398/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,011
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,996
−HK$2,014/mo
Today · 4.125%
HK$78,010
baseline
▲ 0.50% · 4.625%
HK$82,122
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,020/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,535
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,196
−HK$2,703/mo
Today · 4.125%
HK$90,899
baseline
▲ 0.50% · 4.625%
HK$96,430
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,798/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,157
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,709
−HK$2,589/mo
Today · 4.125%
HK$100,298
baseline
▲ 0.50% · 4.625%
HK$105,585
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,596/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,959 · Scale 2, in force from 26 Feb 2026)