LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,520
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,998
−HK$1,502/mo
Today · 4.125%
HK$50,500
baseline
▲ 0.50% · 4.625%
HK$53,573
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,000/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,866
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,284
−HK$1,438/mo
Today · 4.125%
HK$55,722
baseline
▲ 0.50% · 4.625%
HK$58,659
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,444/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,024
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,802/mo
Today · 4.125%
HK$60,600
baseline
▲ 0.50% · 4.625%
HK$64,288
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,200/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,439
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,140
−HK$1,726/mo
Today · 4.125%
HK$66,866
baseline
▲ 0.50% · 4.625%
HK$70,391
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,732/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,528
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,598
−HK$2,102/mo
Today · 4.125%
HK$70,700
baseline
▲ 0.50% · 4.625%
HK$75,002
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,400/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,012
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,997
−HK$2,014/mo
Today · 4.125%
HK$78,011
baseline
▲ 0.50% · 4.625%
HK$82,123
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,022/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,537
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,197
−HK$2,703/mo
Today · 4.125%
HK$90,900
baseline
▲ 0.50% · 4.625%
HK$96,432
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,800/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,159
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,711
−HK$2,589/mo
Today · 4.125%
HK$100,300
baseline
▲ 0.50% · 4.625%
HK$105,587
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,600/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$833,990 · Scale 2, in force from 26 Feb 2026)