LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,522
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,501/mo
Today · 4.125%
HK$50,502
baseline
▲ 0.50% · 4.625%
HK$53,575
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,004/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,868
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,286
−HK$1,438/mo
Today · 4.125%
HK$55,724
baseline
▲ 0.50% · 4.625%
HK$58,662
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,448/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,027
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,801
−HK$1,802/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$64,290
+HK$3,687/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,143
−HK$1,726/mo
Today · 4.125%
HK$66,869
baseline
▲ 0.50% · 4.625%
HK$70,394
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,738/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,531
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,601
−HK$2,102/mo
Today · 4.125%
HK$70,703
baseline
▲ 0.50% · 4.625%
HK$75,005
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,406/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,015
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,014/mo
Today · 4.125%
HK$78,014
baseline
▲ 0.50% · 4.625%
HK$82,126
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,028/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,540
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,201
−HK$2,703/mo
Today · 4.125%
HK$90,904
baseline
▲ 0.50% · 4.625%
HK$96,436
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,808/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,163
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,715
−HK$2,589/mo
Today · 4.125%
HK$100,304
baseline
▲ 0.50% · 4.625%
HK$105,591
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,608/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,079 · Scale 2, in force from 26 Feb 2026)