LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,523
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,002
−HK$1,501/mo
Today · 4.125%
HK$50,503
baseline
▲ 0.50% · 4.625%
HK$53,576
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,006/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,869
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,287
−HK$1,439/mo
Today · 4.125%
HK$55,726
baseline
▲ 0.50% · 4.625%
HK$58,663
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,452/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,028
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,802
−HK$1,802/mo
Today · 4.125%
HK$60,604
baseline
▲ 0.50% · 4.625%
HK$64,292
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,208/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,443
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,145
−HK$1,726/mo
Today · 4.125%
HK$66,871
baseline
▲ 0.50% · 4.625%
HK$70,395
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,742/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,533
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,602
−HK$2,103/mo
Today · 4.125%
HK$70,705
baseline
▲ 0.50% · 4.625%
HK$75,007
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,410/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,017
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,002
−HK$2,014/mo
Today · 4.125%
HK$78,016
baseline
▲ 0.50% · 4.625%
HK$82,128
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,032/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,542
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,203
−HK$2,703/mo
Today · 4.125%
HK$90,906
baseline
▲ 0.50% · 4.625%
HK$96,438
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,812/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,164
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,717
−HK$2,589/mo
Today · 4.125%
HK$100,306
baseline
▲ 0.50% · 4.625%
HK$105,593
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,612/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,120 · Scale 2, in force from 26 Feb 2026)