LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,524
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,003
−HK$1,501/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,870
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,288
−HK$1,439/mo
Today · 4.125%
HK$55,727
baseline
▲ 0.50% · 4.625%
HK$58,664
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,454/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,029
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,803
−HK$1,802/mo
Today · 4.125%
HK$60,605
baseline
▲ 0.50% · 4.625%
HK$64,293
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$121,210/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,444
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,146
−HK$1,726/mo
Today · 4.125%
HK$66,872
baseline
▲ 0.50% · 4.625%
HK$70,397
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.50M · min. income ≈ HK$133,744/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,534
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,604
−HK$2,102/mo
Today · 4.125%
HK$70,706
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,412/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,018
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,004
−HK$2,013/mo
Today · 4.125%
HK$78,017
baseline
▲ 0.50% · 4.625%
HK$82,130
+HK$4,113/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,034/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,544
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,205
−HK$2,703/mo
Today · 4.125%
HK$90,908
baseline
▲ 0.50% · 4.625%
HK$96,440
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,816/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,167
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,719
−HK$2,589/mo
Today · 4.125%
HK$100,308
baseline
▲ 0.50% · 4.625%
HK$105,595
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,616/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,164 · Scale 2, in force from 26 Feb 2026)