LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,525
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,003
−HK$1,502/mo
Today · 4.125%
HK$50,505
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,010/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,289
−HK$1,438/mo
Today · 4.125%
HK$55,727
baseline
▲ 0.50% · 4.625%
HK$58,665
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,454/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,030
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,804
−HK$1,802/mo
Today · 4.125%
HK$60,606
baseline
▲ 0.50% · 4.625%
HK$64,294
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,212/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,445
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,146
−HK$1,727/mo
Today · 4.125%
HK$66,873
baseline
▲ 0.50% · 4.625%
HK$70,397
+HK$3,524/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,746/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,534
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,604
−HK$2,103/mo
Today · 4.125%
HK$70,707
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,414/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,019
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,004
−HK$2,014/mo
Today · 4.125%
HK$78,018
baseline
▲ 0.50% · 4.625%
HK$82,130
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,036/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,544
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,205
−HK$2,704/mo
Today · 4.125%
HK$90,909
baseline
▲ 0.50% · 4.625%
HK$96,440
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,818/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,167
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,720
−HK$2,589/mo
Today · 4.125%
HK$100,309
baseline
▲ 0.50% · 4.625%
HK$105,596
+HK$5,287/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,618/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,180 · Scale 2, in force from 26 Feb 2026)