LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,526
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,004
−HK$1,502/mo
Today · 4.125%
HK$50,506
baseline
▲ 0.50% · 4.625%
HK$53,579
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,012/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,872
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,290
−HK$1,438/mo
Today · 4.125%
HK$55,728
baseline
▲ 0.50% · 4.625%
HK$58,666
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,456/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,031
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,805
−HK$1,802/mo
Today · 4.125%
HK$60,607
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,214/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,148
−HK$1,726/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,399
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,536
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,606
−HK$2,102/mo
Today · 4.125%
HK$70,708
baseline
▲ 0.50% · 4.625%
HK$75,011
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,416/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,021
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,006
−HK$2,014/mo
Today · 4.125%
HK$78,020
baseline
▲ 0.50% · 4.625%
HK$82,132
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,040/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,546
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,207
−HK$2,704/mo
Today · 4.125%
HK$90,911
baseline
▲ 0.50% · 4.625%
HK$96,442
+HK$5,531/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,822/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,169
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,722
−HK$2,589/mo
Today · 4.125%
HK$100,311
baseline
▲ 0.50% · 4.625%
HK$105,599
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,622/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,226 · Scale 2, in force from 26 Feb 2026)