LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,528
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,006
−HK$1,502/mo
Today · 4.125%
HK$50,508
baseline
▲ 0.50% · 4.625%
HK$53,581
+HK$3,073/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,016/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,874
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,292
−HK$1,439/mo
Today · 4.125%
HK$55,731
baseline
▲ 0.50% · 4.625%
HK$58,668
+HK$2,937/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,462/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,033
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,807
−HK$1,803/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$64,298
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,150
−HK$1,727/mo
Today · 4.125%
HK$66,877
baseline
▲ 0.50% · 4.625%
HK$70,402
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,754/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,539
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,608
−HK$2,103/mo
Today · 4.125%
HK$70,711
baseline
▲ 0.50% · 4.625%
HK$75,014
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,422/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,009
−HK$2,014/mo
Today · 4.125%
HK$78,023
baseline
▲ 0.50% · 4.625%
HK$82,136
+HK$4,113/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,046/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,550
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,211
−HK$2,703/mo
Today · 4.125%
HK$90,914
baseline
▲ 0.50% · 4.625%
HK$96,446
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,828/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,173
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,726
−HK$2,589/mo
Today · 4.125%
HK$100,315
baseline
▲ 0.50% · 4.625%
HK$105,603
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,630/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,311 · Scale 2, in force from 26 Feb 2026)