LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,528
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,006
−HK$1,502/mo
Today · 4.125%
HK$50,508
baseline
▲ 0.50% · 4.625%
HK$53,582
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,016/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,874
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,293
−HK$1,438/mo
Today · 4.125%
HK$55,731
baseline
▲ 0.50% · 4.625%
HK$58,669
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,462/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,034
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,802/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$64,298
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,151
−HK$1,726/mo
Today · 4.125%
HK$66,877
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,754/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,539
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,609
−HK$2,103/mo
Today · 4.125%
HK$70,712
baseline
▲ 0.50% · 4.625%
HK$75,014
+HK$4,302/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,424/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,010
−HK$2,014/mo
Today · 4.125%
HK$78,024
baseline
▲ 0.50% · 4.625%
HK$82,136
+HK$4,112/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,048/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,550
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,212
−HK$2,703/mo
Today · 4.125%
HK$90,915
baseline
▲ 0.50% · 4.625%
HK$96,447
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,830/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,174
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,727
−HK$2,589/mo
Today · 4.125%
HK$100,316
baseline
▲ 0.50% · 4.625%
HK$105,604
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,632/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,329 · Scale 2, in force from 26 Feb 2026)