LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,533
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,011
−HK$1,502/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,880
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,298
−HK$1,438/mo
Today · 4.125%
HK$55,736
baseline
▲ 0.50% · 4.625%
HK$58,674
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,472/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,039
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,813
−HK$1,803/mo
Today · 4.125%
HK$60,616
baseline
▲ 0.50% · 4.625%
HK$64,304
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,232/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,455
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,157
−HK$1,727/mo
Today · 4.125%
HK$66,884
baseline
▲ 0.50% · 4.625%
HK$70,409
+HK$3,525/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,768/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,546
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,616
−HK$2,103/mo
Today · 4.125%
HK$70,719
baseline
▲ 0.50% · 4.625%
HK$75,022
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,438/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,031
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,017
−HK$2,014/mo
Today · 4.125%
HK$78,031
baseline
▲ 0.50% · 4.625%
HK$82,144
+HK$4,113/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,062/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,559
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,220
−HK$2,704/mo
Today · 4.125%
HK$90,924
baseline
▲ 0.50% · 4.625%
HK$96,456
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,848/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,183
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,736
−HK$2,590/mo
Today · 4.125%
HK$100,326
baseline
▲ 0.50% · 4.625%
HK$105,614
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,652/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,528 · Scale 2, in force from 26 Feb 2026)