LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,533
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,012
−HK$1,502/mo
Today · 4.125%
HK$50,514
baseline
▲ 0.50% · 4.625%
HK$53,588
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,028/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,881
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,438/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,040
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,814
−HK$1,803/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$64,305
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,457
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,158
−HK$1,727/mo
Today · 4.125%
HK$66,885
baseline
▲ 0.50% · 4.625%
HK$70,411
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,770/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,547
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,617
−HK$2,103/mo
Today · 4.125%
HK$70,720
baseline
▲ 0.50% · 4.625%
HK$75,023
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,440/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,033
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,018
−HK$2,014/mo
Today · 4.125%
HK$78,032
baseline
▲ 0.50% · 4.625%
HK$82,146
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,064/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,560
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,222
−HK$2,704/mo
Today · 4.125%
HK$90,926
baseline
▲ 0.50% · 4.625%
HK$96,458
+HK$5,532/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,852/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,185
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,738
−HK$2,589/mo
Today · 4.125%
HK$100,327
baseline
▲ 0.50% · 4.625%
HK$105,616
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,654/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,567 · Scale 2, in force from 26 Feb 2026)