LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,534
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,013
−HK$1,502/mo
Today · 4.125%
HK$50,515
baseline
▲ 0.50% · 4.625%
HK$53,589
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,030/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,881
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,439/mo
Today · 4.125%
HK$55,738
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,476/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,041
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,815
−HK$1,803/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$64,306
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,457
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,159
−HK$1,727/mo
Today · 4.125%
HK$66,886
baseline
▲ 0.50% · 4.625%
HK$70,412
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,772/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,548
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,618
−HK$2,103/mo
Today · 4.125%
HK$70,721
baseline
▲ 0.50% · 4.625%
HK$75,024
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,442/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,034
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,019
−HK$2,015/mo
Today · 4.125%
HK$78,034
baseline
▲ 0.50% · 4.625%
HK$82,147
+HK$4,113/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,068/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,561
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,223
−HK$2,704/mo
Today · 4.125%
HK$90,927
baseline
▲ 0.50% · 4.625%
HK$96,460
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,854/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,186
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,739
−HK$2,590/mo
Today · 4.125%
HK$100,329
baseline
▲ 0.50% · 4.625%
HK$105,617
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,658/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,595 · Scale 2, in force from 26 Feb 2026)