LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,536
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,014
−HK$1,503/mo
Today · 4.125%
HK$50,517
baseline
▲ 0.50% · 4.625%
HK$53,591
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,034/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,883
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,301
−HK$1,439/mo
Today · 4.125%
HK$55,740
baseline
▲ 0.50% · 4.625%
HK$58,678
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,480/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,043
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,817
−HK$1,803/mo
Today · 4.125%
HK$60,620
baseline
▲ 0.50% · 4.625%
HK$64,309
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,240/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,460
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,726/mo
Today · 4.125%
HK$66,888
baseline
▲ 0.50% · 4.625%
HK$70,414
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,776/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,550
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,620
−HK$2,103/mo
Today · 4.125%
HK$70,723
baseline
▲ 0.50% · 4.625%
HK$75,027
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,446/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,036
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,022
−HK$2,014/mo
Today · 4.125%
HK$78,036
baseline
▲ 0.50% · 4.625%
HK$82,150
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,072/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,564
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,226
−HK$2,704/mo
Today · 4.125%
HK$90,930
baseline
▲ 0.50% · 4.625%
HK$96,463
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,860/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,190
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,742
−HK$2,590/mo
Today · 4.125%
HK$100,332
baseline
▲ 0.50% · 4.625%
HK$105,621
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,664/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,669 · Scale 2, in force from 26 Feb 2026)