LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,536
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,015
−HK$1,502/mo
Today · 4.125%
HK$50,517
baseline
▲ 0.50% · 4.625%
HK$53,591
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,034/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,884
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,439/mo
Today · 4.125%
HK$55,741
baseline
▲ 0.50% · 4.625%
HK$58,679
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,482/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,818
−HK$1,803/mo
Today · 4.125%
HK$60,621
baseline
▲ 0.50% · 4.625%
HK$64,309
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,242/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,461
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,163
−HK$1,726/mo
Today · 4.125%
HK$66,889
baseline
▲ 0.50% · 4.625%
HK$70,415
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,778/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,551
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,621
−HK$2,103/mo
Today · 4.125%
HK$70,724
baseline
▲ 0.50% · 4.625%
HK$75,028
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,448/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,037
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,023
−HK$2,014/mo
Today · 4.125%
HK$78,037
baseline
▲ 0.50% · 4.625%
HK$82,151
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,074/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,566
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,227
−HK$2,704/mo
Today · 4.125%
HK$90,931
baseline
▲ 0.50% · 4.625%
HK$96,464
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,862/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,191
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,744
−HK$2,590/mo
Today · 4.125%
HK$100,334
baseline
▲ 0.50% · 4.625%
HK$105,622
+HK$5,288/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,668/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,696 · Scale 2, in force from 26 Feb 2026)