LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,537
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,502/mo
Today · 4.125%
HK$50,518
baseline
▲ 0.50% · 4.625%
HK$53,592
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,036/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,884
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,303
−HK$1,439/mo
Today · 4.125%
HK$55,742
baseline
▲ 0.50% · 4.625%
HK$58,680
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,484/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,819
−HK$1,803/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$64,310
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,461
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,163
−HK$1,727/mo
Today · 4.125%
HK$66,890
baseline
▲ 0.50% · 4.625%
HK$70,416
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,780/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,552
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,622
−HK$2,103/mo
Today · 4.125%
HK$70,725
baseline
▲ 0.50% · 4.625%
HK$75,029
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,450/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,038
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,024
−HK$2,014/mo
Today · 4.125%
HK$78,038
baseline
▲ 0.50% · 4.625%
HK$82,152
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,076/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,566
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,228
−HK$2,704/mo
Today · 4.125%
HK$90,932
baseline
▲ 0.50% · 4.625%
HK$96,465
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,864/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,192
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,745
−HK$2,590/mo
Today · 4.125%
HK$100,335
baseline
▲ 0.50% · 4.625%
HK$105,624
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,670/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,719 · Scale 2, in force from 26 Feb 2026)