LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,538
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,503/mo
Today · 4.125%
HK$50,519
baseline
▲ 0.50% · 4.625%
HK$53,593
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,038/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,885
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,304
−HK$1,438/mo
Today · 4.125%
HK$55,742
baseline
▲ 0.50% · 4.625%
HK$58,681
+HK$2,939/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,484/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,045
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,820
−HK$1,802/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$64,311
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,462
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,164
−HK$1,727/mo
Today · 4.125%
HK$66,891
baseline
▲ 0.50% · 4.625%
HK$70,417
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,782/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,553
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,623
−HK$2,103/mo
Today · 4.125%
HK$70,726
baseline
▲ 0.50% · 4.625%
HK$75,030
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,452/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,039
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,025
−HK$2,014/mo
Today · 4.125%
HK$78,039
baseline
▲ 0.50% · 4.625%
HK$82,153
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,078/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,568
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,229
−HK$2,705/mo
Today · 4.125%
HK$90,934
baseline
▲ 0.50% · 4.625%
HK$96,467
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,868/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,193
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,746
−HK$2,590/mo
Today · 4.125%
HK$100,336
baseline
▲ 0.50% · 4.625%
HK$105,625
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,672/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,751 · Scale 2, in force from 26 Feb 2026)