LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,539
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,017
−HK$1,503/mo
Today · 4.125%
HK$50,520
baseline
▲ 0.50% · 4.625%
HK$53,594
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,040/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,886
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,305
−HK$1,438/mo
Today · 4.125%
HK$55,743
baseline
▲ 0.50% · 4.625%
HK$58,682
+HK$2,939/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,486/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,046
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,821
−HK$1,803/mo
Today · 4.125%
HK$60,624
baseline
▲ 0.50% · 4.625%
HK$64,312
+HK$3,688/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,248/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,463
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,165
−HK$1,727/mo
Today · 4.125%
HK$66,892
baseline
▲ 0.50% · 4.625%
HK$70,418
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,784/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,554
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,624
−HK$2,103/mo
Today · 4.125%
HK$70,727
baseline
▲ 0.50% · 4.625%
HK$75,031
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,454/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,041
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,026
−HK$2,015/mo
Today · 4.125%
HK$78,041
baseline
▲ 0.50% · 4.625%
HK$82,154
+HK$4,113/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,082/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,569
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,231
−HK$2,704/mo
Today · 4.125%
HK$90,935
baseline
▲ 0.50% · 4.625%
HK$96,469
+HK$5,534/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,870/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,195
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,748
−HK$2,590/mo
Today · 4.125%
HK$100,338
baseline
▲ 0.50% · 4.625%
HK$105,627
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,676/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,790 · Scale 2, in force from 26 Feb 2026)