LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,539
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,018
−HK$1,502/mo
Today · 4.125%
HK$50,520
baseline
▲ 0.50% · 4.625%
HK$53,594
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,040/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,886
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,305
−HK$1,439/mo
Today · 4.125%
HK$55,744
baseline
▲ 0.50% · 4.625%
HK$58,682
+HK$2,938/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,488/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,047
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,821
−HK$1,803/mo
Today · 4.125%
HK$60,624
baseline
▲ 0.50% · 4.625%
HK$64,313
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,248/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,464
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,166
−HK$1,726/mo
Today · 4.125%
HK$66,892
baseline
▲ 0.50% · 4.625%
HK$70,418
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,784/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,554
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,625
−HK$2,103/mo
Today · 4.125%
HK$70,728
baseline
▲ 0.50% · 4.625%
HK$75,031
+HK$4,303/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,456/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,041
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,027
−HK$2,014/mo
Today · 4.125%
HK$78,041
baseline
▲ 0.50% · 4.625%
HK$82,155
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,082/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,570
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,232
−HK$2,704/mo
Today · 4.125%
HK$90,936
baseline
▲ 0.50% · 4.625%
HK$96,469
+HK$5,533/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,872/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,196
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,749
−HK$2,590/mo
Today · 4.125%
HK$100,339
baseline
▲ 0.50% · 4.625%
HK$105,628
+HK$5,289/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,678/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,800 · Scale 2, in force from 26 Feb 2026)