LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,541
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,502/mo
Today · 4.125%
HK$50,522
baseline
▲ 0.50% · 4.625%
HK$53,596
+HK$3,074/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$101,044/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,889
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,307
−HK$1,439/mo
Today · 4.125%
HK$55,746
baseline
▲ 0.50% · 4.625%
HK$58,685
+HK$2,939/mo
Deposit HK$10.42M · loan HK$10.42M · min. income ≈ HK$111,492/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,049
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,824
−HK$1,803/mo
Today · 4.125%
HK$60,627
baseline
▲ 0.50% · 4.625%
HK$64,316
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,254/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,467
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,169
−HK$1,727/mo
Today · 4.125%
HK$66,896
baseline
▲ 0.50% · 4.625%
HK$70,422
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,792/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,557
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,628
−HK$2,103/mo
Today · 4.125%
HK$70,731
baseline
▲ 0.50% · 4.625%
HK$75,035
+HK$4,304/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$141,462/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,045
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,030
−HK$2,015/mo
Today · 4.125%
HK$78,045
baseline
▲ 0.50% · 4.625%
HK$82,159
+HK$4,114/mo
Deposit HK$6.25M · loan HK$14.59M · min. income ≈ HK$156,090/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,574
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,236
−HK$2,704/mo
Today · 4.125%
HK$90,940
baseline
▲ 0.50% · 4.625%
HK$96,474
+HK$5,534/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$181,880/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,200
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,753
−HK$2,590/mo
Today · 4.125%
HK$100,343
baseline
▲ 0.50% · 4.625%
HK$105,633
+HK$5,290/mo
Deposit HK$2.08M · loan HK$18.76M · min. income ≈ HK$200,686/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$834,899 · Scale 2, in force from 26 Feb 2026)