LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,544
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,502/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,599
+HK$3,074/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,892
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,310
−HK$1,439/mo
Today · 4.125%
HK$55,749
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,498/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,052
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,827
−HK$1,803/mo
Today · 4.125%
HK$60,630
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,260/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,172
−HK$1,727/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,426
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,561
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,632
−HK$2,103/mo
Today · 4.125%
HK$70,735
baseline
▲ 0.50% · 4.625%
HK$75,039
+HK$4,304/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,470/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,049
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,035
−HK$2,014/mo
Today · 4.125%
HK$78,049
baseline
▲ 0.50% · 4.625%
HK$82,163
+HK$4,114/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,098/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,579
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,241
−HK$2,704/mo
Today · 4.125%
HK$90,945
baseline
▲ 0.50% · 4.625%
HK$96,479
+HK$5,534/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,890/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,205
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,759
−HK$2,590/mo
Today · 4.125%
HK$100,349
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$5,290/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,698/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,015 · Scale 2, in force from 26 Feb 2026)