LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,544
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,502/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,600
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,892
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,311
−HK$1,439/mo
Today · 4.125%
HK$55,750
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$2,938/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,500/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,053
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,827
−HK$1,803/mo
Today · 4.125%
HK$60,630
baseline
▲ 0.50% · 4.625%
HK$64,320
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,260/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,173
−HK$1,727/mo
Today · 4.125%
HK$66,900
baseline
▲ 0.50% · 4.625%
HK$70,426
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,800/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,561
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,632
−HK$2,103/mo
Today · 4.125%
HK$70,735
baseline
▲ 0.50% · 4.625%
HK$75,039
+HK$4,304/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,470/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,049
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,035
−HK$2,015/mo
Today · 4.125%
HK$78,050
baseline
▲ 0.50% · 4.625%
HK$82,164
+HK$4,114/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,100/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,579
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,241
−HK$2,705/mo
Today · 4.125%
HK$90,946
baseline
▲ 0.50% · 4.625%
HK$96,479
+HK$5,533/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,892/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,206
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,759
−HK$2,590/mo
Today · 4.125%
HK$100,349
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$5,290/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,698/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,024 · Scale 2, in force from 26 Feb 2026)