LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,546
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,503/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,602
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,313
−HK$1,439/mo
Today · 4.125%
HK$55,752
baseline
▲ 0.50% · 4.625%
HK$58,690
+HK$2,938/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,504/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,055
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,829
−HK$1,803/mo
Today · 4.125%
HK$60,632
baseline
▲ 0.50% · 4.625%
HK$64,322
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,264/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,473
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,175
−HK$1,727/mo
Today · 4.125%
HK$66,902
baseline
▲ 0.50% · 4.625%
HK$70,428
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,804/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,564
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,634
−HK$2,104/mo
Today · 4.125%
HK$70,738
baseline
▲ 0.50% · 4.625%
HK$75,042
+HK$4,304/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,476/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,052
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,038
−HK$2,014/mo
Today · 4.125%
HK$78,052
baseline
▲ 0.50% · 4.625%
HK$82,167
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,104/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,582
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,244
−HK$2,705/mo
Today · 4.125%
HK$90,949
baseline
▲ 0.50% · 4.625%
HK$96,483
+HK$5,534/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,898/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,209
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,763
−HK$2,590/mo
Today · 4.125%
HK$100,353
baseline
▲ 0.50% · 4.625%
HK$105,643
+HK$5,290/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,706/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,097 · Scale 2, in force from 26 Feb 2026)