LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,547
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,026
−HK$1,502/mo
Today · 4.125%
HK$50,528
baseline
▲ 0.50% · 4.625%
HK$53,603
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,056/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,895
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,314
−HK$1,439/mo
Today · 4.125%
HK$55,753
baseline
▲ 0.50% · 4.625%
HK$58,692
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,506/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,056
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,831
−HK$1,803/mo
Today · 4.125%
HK$60,634
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,689/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,268/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,474
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,177
−HK$1,727/mo
Today · 4.125%
HK$66,904
baseline
▲ 0.50% · 4.625%
HK$70,430
+HK$3,526/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,808/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,565
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,636
−HK$2,104/mo
Today · 4.125%
HK$70,740
baseline
▲ 0.50% · 4.625%
HK$75,044
+HK$4,304/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,480/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,053
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,039
−HK$2,015/mo
Today · 4.125%
HK$78,054
baseline
▲ 0.50% · 4.625%
HK$82,169
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,108/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,584
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,246
−HK$2,705/mo
Today · 4.125%
HK$90,951
baseline
▲ 0.50% · 4.625%
HK$96,485
+HK$5,534/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,902/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,211
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,765
−HK$2,590/mo
Today · 4.125%
HK$100,355
baseline
▲ 0.50% · 4.625%
HK$105,645
+HK$5,290/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,710/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,148 · Scale 2, in force from 26 Feb 2026)