LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,553
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,032
−HK$1,503/mo
Today · 4.125%
HK$50,535
baseline
▲ 0.50% · 4.625%
HK$53,610
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,070/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,902
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,321
−HK$1,439/mo
Today · 4.125%
HK$55,760
baseline
▲ 0.50% · 4.625%
HK$58,699
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,520/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,063
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,838
−HK$1,804/mo
Today · 4.125%
HK$60,642
baseline
▲ 0.50% · 4.625%
HK$64,332
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,284/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,482
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,185
−HK$1,727/mo
Today · 4.125%
HK$66,912
baseline
▲ 0.50% · 4.625%
HK$70,439
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,824/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,574
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,645
−HK$2,104/mo
Today · 4.125%
HK$70,749
baseline
▲ 0.50% · 4.625%
HK$75,054
+HK$4,305/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,498/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,063
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,049
−HK$2,015/mo
Today · 4.125%
HK$78,064
baseline
▲ 0.50% · 4.625%
HK$82,179
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,128/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,595
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,258
−HK$2,705/mo
Today · 4.125%
HK$90,963
baseline
▲ 0.50% · 4.625%
HK$96,498
+HK$5,535/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,926/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,224
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,778
−HK$2,590/mo
Today · 4.125%
HK$100,368
baseline
▲ 0.50% · 4.625%
HK$105,659
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,736/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,416 · Scale 2, in force from 26 Feb 2026)