LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,555
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,034
−HK$1,503/mo
Today · 4.125%
HK$50,537
baseline
▲ 0.50% · 4.625%
HK$53,612
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,074/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,904
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,323
−HK$1,439/mo
Today · 4.125%
HK$55,762
baseline
▲ 0.50% · 4.625%
HK$58,701
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,524/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,065
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,840
−HK$1,804/mo
Today · 4.125%
HK$60,644
baseline
▲ 0.50% · 4.625%
HK$64,334
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,288/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,187
−HK$1,728/mo
Today · 4.125%
HK$66,915
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,830/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,576
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,647
−HK$2,104/mo
Today · 4.125%
HK$70,751
baseline
▲ 0.50% · 4.625%
HK$75,056
+HK$4,305/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,502/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,065
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,052
−HK$2,015/mo
Today · 4.125%
HK$78,067
baseline
▲ 0.50% · 4.625%
HK$82,182
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,134/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,598
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,261
−HK$2,705/mo
Today · 4.125%
HK$90,966
baseline
▲ 0.50% · 4.625%
HK$96,501
+HK$5,535/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,932/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,227
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,781
−HK$2,591/mo
Today · 4.125%
HK$100,372
baseline
▲ 0.50% · 4.625%
HK$105,663
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,744/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,490 · Scale 2, in force from 26 Feb 2026)