LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,556
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,035
−HK$1,503/mo
Today · 4.125%
HK$50,538
baseline
▲ 0.50% · 4.625%
HK$53,613
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,076/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,325
−HK$1,439/mo
Today · 4.125%
HK$55,764
baseline
▲ 0.50% · 4.625%
HK$58,703
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,528/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,067
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,804/mo
Today · 4.125%
HK$60,646
baseline
▲ 0.50% · 4.625%
HK$64,336
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,292/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,487
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,728/mo
Today · 4.125%
HK$66,917
baseline
▲ 0.50% · 4.625%
HK$70,444
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,834/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,578
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,649
−HK$2,105/mo
Today · 4.125%
HK$70,754
baseline
▲ 0.50% · 4.625%
HK$75,059
+HK$4,305/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,508/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,068
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,054
−HK$2,016/mo
Today · 4.125%
HK$78,070
baseline
▲ 0.50% · 4.625%
HK$82,185
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,140/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,601
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,264
−HK$2,705/mo
Today · 4.125%
HK$90,969
baseline
▲ 0.50% · 4.625%
HK$96,504
+HK$5,535/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,938/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,230
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,784
−HK$2,591/mo
Today · 4.125%
HK$100,375
baseline
▲ 0.50% · 4.625%
HK$105,666
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,750/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,558 · Scale 2, in force from 26 Feb 2026)