LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,557
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,036
−HK$1,503/mo
Today · 4.125%
HK$50,539
baseline
▲ 0.50% · 4.625%
HK$53,614
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,078/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,325
−HK$1,440/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$58,704
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,068
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,843
−HK$1,804/mo
Today · 4.125%
HK$60,647
baseline
▲ 0.50% · 4.625%
HK$64,337
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,294/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,488
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,190
−HK$1,728/mo
Today · 4.125%
HK$66,918
baseline
▲ 0.50% · 4.625%
HK$70,445
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,836/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,579
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,650
−HK$2,104/mo
Today · 4.125%
HK$70,754
baseline
▲ 0.50% · 4.625%
HK$75,060
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,508/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,069
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,055
−HK$2,016/mo
Today · 4.125%
HK$78,071
baseline
▲ 0.50% · 4.625%
HK$82,186
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,142/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,602
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,265
−HK$2,705/mo
Today · 4.125%
HK$90,970
baseline
▲ 0.50% · 4.625%
HK$96,505
+HK$5,535/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,940/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,231
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,785
−HK$2,591/mo
Today · 4.125%
HK$100,376
baseline
▲ 0.50% · 4.625%
HK$105,667
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,752/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,585 · Scale 2, in force from 26 Feb 2026)