LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,557
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,037
−HK$1,503/mo
Today · 4.125%
HK$50,540
baseline
▲ 0.50% · 4.625%
HK$53,615
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,080/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,326
−HK$1,440/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$58,705
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,069
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,844
−HK$1,804/mo
Today · 4.125%
HK$60,648
baseline
▲ 0.50% · 4.625%
HK$64,338
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,296/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,489
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,191
−HK$1,728/mo
Today · 4.125%
HK$66,919
baseline
▲ 0.50% · 4.625%
HK$70,446
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,838/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,580
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,651
−HK$2,105/mo
Today · 4.125%
HK$70,756
baseline
▲ 0.50% · 4.625%
HK$75,061
+HK$4,305/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,512/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,070
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,057
−HK$2,015/mo
Today · 4.125%
HK$78,072
baseline
▲ 0.50% · 4.625%
HK$82,187
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,144/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,603
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,266
−HK$2,705/mo
Today · 4.125%
HK$90,971
baseline
▲ 0.50% · 4.625%
HK$96,507
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,942/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,233
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,787
−HK$2,591/mo
Today · 4.125%
HK$100,378
baseline
▲ 0.50% · 4.625%
HK$105,669
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,756/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,618 · Scale 2, in force from 26 Feb 2026)