LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,559
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,038
−HK$1,503/mo
Today · 4.125%
HK$50,541
baseline
▲ 0.50% · 4.625%
HK$53,617
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,082/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,909
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,328
−HK$1,439/mo
Today · 4.125%
HK$55,767
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,534/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,846
−HK$1,803/mo
Today · 4.125%
HK$60,649
baseline
▲ 0.50% · 4.625%
HK$64,340
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,298/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,491
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,193
−HK$1,728/mo
Today · 4.125%
HK$66,921
baseline
▲ 0.50% · 4.625%
HK$70,448
+HK$3,527/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,842/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,582
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,654
−HK$2,104/mo
Today · 4.125%
HK$70,758
baseline
▲ 0.50% · 4.625%
HK$75,063
+HK$4,305/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,516/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,072
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,059
−HK$2,015/mo
Today · 4.125%
HK$78,074
baseline
▲ 0.50% · 4.625%
HK$82,190
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,148/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,606
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,269
−HK$2,705/mo
Today · 4.125%
HK$90,974
baseline
▲ 0.50% · 4.625%
HK$96,510
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,948/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,236
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,790
−HK$2,591/mo
Today · 4.125%
HK$100,381
baseline
▲ 0.50% · 4.625%
HK$105,672
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,762/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,681 · Scale 2, in force from 26 Feb 2026)