LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,559
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,038
−HK$1,503/mo
Today · 4.125%
HK$50,541
baseline
▲ 0.50% · 4.625%
HK$53,617
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,082/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,909
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,328
−HK$1,440/mo
Today · 4.125%
HK$55,768
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,536/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,846
−HK$1,804/mo
Today · 4.125%
HK$60,650
baseline
▲ 0.50% · 4.625%
HK$64,340
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,300/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,491
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,194
−HK$1,727/mo
Today · 4.125%
HK$66,921
baseline
▲ 0.50% · 4.625%
HK$70,449
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,842/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,583
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,654
−HK$2,104/mo
Today · 4.125%
HK$70,758
baseline
▲ 0.50% · 4.625%
HK$75,064
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,516/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,073
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,059
−HK$2,016/mo
Today · 4.125%
HK$78,075
baseline
▲ 0.50% · 4.625%
HK$82,190
+HK$4,115/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,150/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,606
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,269
−HK$2,706/mo
Today · 4.125%
HK$90,975
baseline
▲ 0.50% · 4.625%
HK$96,510
+HK$5,535/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,950/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,236
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,790
−HK$2,592/mo
Today · 4.125%
HK$100,382
baseline
▲ 0.50% · 4.625%
HK$105,673
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,764/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,691 · Scale 2, in force from 26 Feb 2026)