LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,560
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,039
−HK$1,503/mo
Today · 4.125%
HK$50,542
baseline
▲ 0.50% · 4.625%
HK$53,618
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,084/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,910
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,329
−HK$1,440/mo
Today · 4.125%
HK$55,769
baseline
▲ 0.50% · 4.625%
HK$58,708
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,538/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,072
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,847
−HK$1,804/mo
Today · 4.125%
HK$60,651
baseline
▲ 0.50% · 4.625%
HK$64,341
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,302/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,492
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,195
−HK$1,727/mo
Today · 4.125%
HK$66,922
baseline
▲ 0.50% · 4.625%
HK$70,450
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,844/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,584
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,655
−HK$2,104/mo
Today · 4.125%
HK$70,759
baseline
▲ 0.50% · 4.625%
HK$75,065
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,518/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,074
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,061
−HK$2,015/mo
Today · 4.125%
HK$78,076
baseline
▲ 0.50% · 4.625%
HK$82,192
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,152/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,608
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,271
−HK$2,705/mo
Today · 4.125%
HK$90,976
baseline
▲ 0.50% · 4.625%
HK$96,512
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,952/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,238
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,792
−HK$2,592/mo
Today · 4.125%
HK$100,384
baseline
▲ 0.50% · 4.625%
HK$105,675
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,768/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,734 · Scale 2, in force from 26 Feb 2026)