LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,561
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,041
−HK$1,503/mo
Today · 4.125%
HK$50,544
baseline
▲ 0.50% · 4.625%
HK$53,619
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,088/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,911
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,330
−HK$1,440/mo
Today · 4.125%
HK$55,770
baseline
▲ 0.50% · 4.625%
HK$58,710
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,540/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,849
−HK$1,803/mo
Today · 4.125%
HK$60,652
baseline
▲ 0.50% · 4.625%
HK$64,343
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,304/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,727/mo
Today · 4.125%
HK$66,924
baseline
▲ 0.50% · 4.625%
HK$70,452
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,848/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,586
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,657
−HK$2,104/mo
Today · 4.125%
HK$70,761
baseline
▲ 0.50% · 4.625%
HK$75,067
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,522/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,076
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,063
−HK$2,015/mo
Today · 4.125%
HK$78,078
baseline
▲ 0.50% · 4.625%
HK$82,194
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,156/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,610
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,273
−HK$2,706/mo
Today · 4.125%
HK$90,979
baseline
▲ 0.50% · 4.625%
HK$96,515
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,958/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,241
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,795
−HK$2,591/mo
Today · 4.125%
HK$100,386
baseline
▲ 0.50% · 4.625%
HK$105,678
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,772/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,785 · Scale 2, in force from 26 Feb 2026)