LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,562
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,041
−HK$1,503/mo
Today · 4.125%
HK$50,544
baseline
▲ 0.50% · 4.625%
HK$53,620
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,088/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,912
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,331
−HK$1,440/mo
Today · 4.125%
HK$55,771
baseline
▲ 0.50% · 4.625%
HK$58,711
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,542/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,074
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,803/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$64,344
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,495
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,728/mo
Today · 4.125%
HK$66,925
baseline
▲ 0.50% · 4.625%
HK$70,453
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.51M · min. income ≈ HK$133,850/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,658
−HK$2,104/mo
Today · 4.125%
HK$70,762
baseline
▲ 0.50% · 4.625%
HK$75,068
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,524/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,077
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,064
−HK$2,015/mo
Today · 4.125%
HK$78,079
baseline
▲ 0.50% · 4.625%
HK$82,195
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,158/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,611
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,274
−HK$2,706/mo
Today · 4.125%
HK$90,980
baseline
▲ 0.50% · 4.625%
HK$96,516
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,960/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,242
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,796
−HK$2,591/mo
Today · 4.125%
HK$100,387
baseline
▲ 0.50% · 4.625%
HK$105,679
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,774/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,814 · Scale 2, in force from 26 Feb 2026)