LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,562
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,042
−HK$1,503/mo
Today · 4.125%
HK$50,545
baseline
▲ 0.50% · 4.625%
HK$53,621
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,090/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,913
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,332
−HK$1,440/mo
Today · 4.125%
HK$55,772
baseline
▲ 0.50% · 4.625%
HK$58,711
+HK$2,939/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,544/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,075
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,804/mo
Today · 4.125%
HK$60,654
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,308/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,495
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,198
−HK$1,728/mo
Today · 4.125%
HK$66,926
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,852/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,659
−HK$2,104/mo
Today · 4.125%
HK$70,763
baseline
▲ 0.50% · 4.625%
HK$75,069
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,526/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,078
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,065
−HK$2,015/mo
Today · 4.125%
HK$78,080
baseline
▲ 0.50% · 4.625%
HK$82,196
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,160/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,612
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,276
−HK$2,705/mo
Today · 4.125%
HK$90,981
baseline
▲ 0.50% · 4.625%
HK$96,517
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,962/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,243
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,797
−HK$2,592/mo
Today · 4.125%
HK$100,389
baseline
▲ 0.50% · 4.625%
HK$105,680
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,778/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,840 · Scale 2, in force from 26 Feb 2026)