LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,563
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,042
−HK$1,504/mo
Today · 4.125%
HK$50,546
baseline
▲ 0.50% · 4.625%
HK$53,621
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,092/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,913
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,332
−HK$1,440/mo
Today · 4.125%
HK$55,772
baseline
▲ 0.50% · 4.625%
HK$58,712
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,544/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,076
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,851
−HK$1,804/mo
Today · 4.125%
HK$60,655
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,690/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,310/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,496
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,199
−HK$1,727/mo
Today · 4.125%
HK$66,926
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,852/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,588
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,659
−HK$2,105/mo
Today · 4.125%
HK$70,764
baseline
▲ 0.50% · 4.625%
HK$75,070
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,528/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,079
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,065
−HK$2,016/mo
Today · 4.125%
HK$78,081
baseline
▲ 0.50% · 4.625%
HK$82,197
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,162/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,613
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,276
−HK$2,706/mo
Today · 4.125%
HK$90,982
baseline
▲ 0.50% · 4.625%
HK$96,518
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,964/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,244
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,798
−HK$2,592/mo
Today · 4.125%
HK$100,390
baseline
▲ 0.50% · 4.625%
HK$105,681
+HK$5,291/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,780/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,861 · Scale 2, in force from 26 Feb 2026)