LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,565
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,044
−HK$1,504/mo
Today · 4.125%
HK$50,548
baseline
▲ 0.50% · 4.625%
HK$53,623
+HK$3,075/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,096/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,916
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,335
−HK$1,439/mo
Today · 4.125%
HK$55,774
baseline
▲ 0.50% · 4.625%
HK$58,714
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,548/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,853
−HK$1,804/mo
Today · 4.125%
HK$60,657
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,314/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,499
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,202
−HK$1,727/mo
Today · 4.125%
HK$66,929
baseline
▲ 0.50% · 4.625%
HK$70,457
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,858/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,591
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,662
−HK$2,105/mo
Today · 4.125%
HK$70,767
baseline
▲ 0.50% · 4.625%
HK$75,073
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,534/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,082
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,069
−HK$2,015/mo
Today · 4.125%
HK$78,084
baseline
▲ 0.50% · 4.625%
HK$82,200
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,168/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,617
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,280
−HK$2,706/mo
Today · 4.125%
HK$90,986
baseline
▲ 0.50% · 4.625%
HK$96,522
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$181,972/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,248
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,802
−HK$2,592/mo
Today · 4.125%
HK$100,394
baseline
▲ 0.50% · 4.625%
HK$105,686
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.77M · min. income ≈ HK$200,788/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$835,947 · Scale 2, in force from 26 Feb 2026)