LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,569
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,049
−HK$1,503/mo
Today · 4.125%
HK$50,552
baseline
▲ 0.50% · 4.625%
HK$53,628
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,104/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,920
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,339
−HK$1,440/mo
Today · 4.125%
HK$55,779
baseline
▲ 0.50% · 4.625%
HK$58,719
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,558/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,083
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,858
−HK$1,804/mo
Today · 4.125%
HK$60,662
baseline
▲ 0.50% · 4.625%
HK$64,354
+HK$3,692/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,324/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,504
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,207
−HK$1,728/mo
Today · 4.125%
HK$66,935
baseline
▲ 0.50% · 4.625%
HK$70,463
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,870/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,597
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,668
−HK$2,105/mo
Today · 4.125%
HK$70,773
baseline
▲ 0.50% · 4.625%
HK$75,079
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,546/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,088
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,016/mo
Today · 4.125%
HK$78,091
baseline
▲ 0.50% · 4.625%
HK$82,207
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,182/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,624
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,288
−HK$2,706/mo
Today · 4.125%
HK$90,994
baseline
▲ 0.50% · 4.625%
HK$96,530
+HK$5,536/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$181,988/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,256
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,811
−HK$2,592/mo
Today · 4.125%
HK$100,403
baseline
▲ 0.50% · 4.625%
HK$105,695
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,806/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,128 · Scale 2, in force from 26 Feb 2026)