LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,570
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,049
−HK$1,504/mo
Today · 4.125%
HK$50,553
baseline
▲ 0.50% · 4.625%
HK$53,629
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,106/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,921
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,340
−HK$1,440/mo
Today · 4.125%
HK$55,780
baseline
▲ 0.50% · 4.625%
HK$58,720
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,560/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,859
−HK$1,804/mo
Today · 4.125%
HK$60,663
baseline
▲ 0.50% · 4.625%
HK$64,354
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,326/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,505
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,208
−HK$1,728/mo
Today · 4.125%
HK$66,936
baseline
▲ 0.50% · 4.625%
HK$70,464
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,872/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,597
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,669
−HK$2,105/mo
Today · 4.125%
HK$70,774
baseline
▲ 0.50% · 4.625%
HK$75,080
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,548/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,089
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,076
−HK$2,016/mo
Today · 4.125%
HK$78,092
baseline
▲ 0.50% · 4.625%
HK$82,208
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,184/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,625
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,289
−HK$2,706/mo
Today · 4.125%
HK$90,995
baseline
▲ 0.50% · 4.625%
HK$96,532
+HK$5,537/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$181,990/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,257
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,812
−HK$2,592/mo
Today · 4.125%
HK$100,404
baseline
▲ 0.50% · 4.625%
HK$105,696
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,808/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,153 · Scale 2, in force from 26 Feb 2026)