LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,571
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,503/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,630
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,922
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,342
−HK$1,439/mo
Today · 4.125%
HK$55,781
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,562/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,085
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,861
−HK$1,804/mo
Today · 4.125%
HK$60,665
baseline
▲ 0.50% · 4.625%
HK$64,356
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,330/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,507
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,210
−HK$1,728/mo
Today · 4.125%
HK$66,938
baseline
▲ 0.50% · 4.625%
HK$70,466
+HK$3,528/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,876/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,599
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,671
−HK$2,105/mo
Today · 4.125%
HK$70,776
baseline
▲ 0.50% · 4.625%
HK$75,082
+HK$4,306/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,552/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,091
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,078
−HK$2,016/mo
Today · 4.125%
HK$78,094
baseline
▲ 0.50% · 4.625%
HK$82,210
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,188/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,628
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,291
−HK$2,706/mo
Today · 4.125%
HK$90,997
baseline
▲ 0.50% · 4.625%
HK$96,534
+HK$5,537/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$181,994/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,260
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,815
−HK$2,592/mo
Today · 4.125%
HK$100,407
baseline
▲ 0.50% · 4.625%
HK$105,699
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,814/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,210 · Scale 2, in force from 26 Feb 2026)