LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,571
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,504/mo
Today · 4.125%
HK$50,555
baseline
▲ 0.50% · 4.625%
HK$53,631
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,110/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,923
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,342
−HK$1,440/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,086
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,861
−HK$1,805/mo
Today · 4.125%
HK$60,666
baseline
▲ 0.50% · 4.625%
HK$64,357
+HK$3,691/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$121,332/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,507
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,211
−HK$1,727/mo
Today · 4.125%
HK$66,938
baseline
▲ 0.50% · 4.625%
HK$70,467
+HK$3,529/mo
Deposit HK$8.34M · loan HK$12.52M · min. income ≈ HK$133,876/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,600
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,672
−HK$2,104/mo
Today · 4.125%
HK$70,776
baseline
▲ 0.50% · 4.625%
HK$75,083
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,552/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,092
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,079
−HK$2,016/mo
Today · 4.125%
HK$78,095
baseline
▲ 0.50% · 4.625%
HK$82,211
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,190/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,629
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,292
−HK$2,706/mo
Today · 4.125%
HK$90,998
baseline
▲ 0.50% · 4.625%
HK$96,535
+HK$5,537/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$181,996/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,261
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,816
−HK$2,592/mo
Today · 4.125%
HK$100,408
baseline
▲ 0.50% · 4.625%
HK$105,700
+HK$5,292/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,816/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,235 · Scale 2, in force from 26 Feb 2026)