LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,573
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,052
−HK$1,504/mo
Today · 4.125%
HK$50,556
baseline
▲ 0.50% · 4.625%
HK$53,632
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,112/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,924
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,440/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,087
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,863
−HK$1,804/mo
Today · 4.125%
HK$60,667
baseline
▲ 0.50% · 4.625%
HK$64,358
+HK$3,691/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,334/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,509
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,212
−HK$1,728/mo
Today · 4.125%
HK$66,940
baseline
▲ 0.50% · 4.625%
HK$70,468
+HK$3,528/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,880/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,673
−HK$2,105/mo
Today · 4.125%
HK$70,778
baseline
▲ 0.50% · 4.625%
HK$75,085
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,556/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,094
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,081
−HK$2,016/mo
Today · 4.125%
HK$78,097
baseline
▲ 0.50% · 4.625%
HK$82,213
+HK$4,116/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,194/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,631
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,294
−HK$2,706/mo
Today · 4.125%
HK$91,000
baseline
▲ 0.50% · 4.625%
HK$96,538
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,000/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,263
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,818
−HK$2,592/mo
Today · 4.125%
HK$100,410
baseline
▲ 0.50% · 4.625%
HK$105,703
+HK$5,293/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,820/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,282 · Scale 2, in force from 26 Feb 2026)