LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,573
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,053
−HK$1,503/mo
Today · 4.125%
HK$50,556
baseline
▲ 0.50% · 4.625%
HK$53,633
+HK$3,077/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,112/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,925
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,344
−HK$1,440/mo
Today · 4.125%
HK$55,784
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,568/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,088
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,863
−HK$1,805/mo
Today · 4.125%
HK$60,668
baseline
▲ 0.50% · 4.625%
HK$64,359
+HK$3,691/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,336/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,509
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,213
−HK$1,728/mo
Today · 4.125%
HK$66,941
baseline
▲ 0.50% · 4.625%
HK$70,469
+HK$3,528/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,882/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,674
−HK$2,105/mo
Today · 4.125%
HK$70,779
baseline
▲ 0.50% · 4.625%
HK$75,086
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,558/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,094
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,082
−HK$2,015/mo
Today · 4.125%
HK$78,097
baseline
▲ 0.50% · 4.625%
HK$82,214
+HK$4,117/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,194/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,631
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,295
−HK$2,706/mo
Today · 4.125%
HK$91,001
baseline
▲ 0.50% · 4.625%
HK$96,539
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,002/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,264
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,819
−HK$2,592/mo
Today · 4.125%
HK$100,411
baseline
▲ 0.50% · 4.625%
HK$105,704
+HK$5,293/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,822/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,303 · Scale 2, in force from 26 Feb 2026)