LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,575
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,504/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,635
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,927
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,347
−HK$1,440/mo
Today · 4.125%
HK$55,787
baseline
▲ 0.50% · 4.625%
HK$58,727
+HK$2,940/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,574/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,090
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,866
−HK$1,805/mo
Today · 4.125%
HK$60,671
baseline
▲ 0.50% · 4.625%
HK$64,362
+HK$3,691/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,342/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,513
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,216
−HK$1,728/mo
Today · 4.125%
HK$66,944
baseline
▲ 0.50% · 4.625%
HK$70,473
+HK$3,529/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,888/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,606
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,677
−HK$2,105/mo
Today · 4.125%
HK$70,782
baseline
▲ 0.50% · 4.625%
HK$75,089
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$141,564/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,098
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,085
−HK$2,016/mo
Today · 4.125%
HK$78,101
baseline
▲ 0.50% · 4.625%
HK$82,218
+HK$4,117/mo
Deposit HK$6.26M · loan HK$14.60M · min. income ≈ HK$156,202/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,636
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,299
−HK$2,707/mo
Today · 4.125%
HK$91,006
baseline
▲ 0.50% · 4.625%
HK$96,543
+HK$5,537/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,012/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,269
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,824
−HK$2,592/mo
Today · 4.125%
HK$100,416
baseline
▲ 0.50% · 4.625%
HK$105,709
+HK$5,293/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,832/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,404 · Scale 2, in force from 26 Feb 2026)