LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,576
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,056
−HK$1,504/mo
Today · 4.125%
HK$50,560
baseline
▲ 0.50% · 4.625%
HK$53,636
+HK$3,076/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,120/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,928
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,348
−HK$1,440/mo
Today · 4.125%
HK$55,788
baseline
▲ 0.50% · 4.625%
HK$58,729
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,576/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,092
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,868
−HK$1,804/mo
Today · 4.125%
HK$60,672
baseline
▲ 0.50% · 4.625%
HK$64,364
+HK$3,692/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,344/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,514
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,217
−HK$1,728/mo
Today · 4.125%
HK$66,945
baseline
▲ 0.50% · 4.625%
HK$70,474
+HK$3,529/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,890/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,607
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,679
−HK$2,105/mo
Today · 4.125%
HK$70,784
baseline
▲ 0.50% · 4.625%
HK$75,091
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,568/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,100
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,087
−HK$2,016/mo
Today · 4.125%
HK$78,103
baseline
▲ 0.50% · 4.625%
HK$82,220
+HK$4,117/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,206/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,638
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,301
−HK$2,707/mo
Today · 4.125%
HK$91,008
baseline
▲ 0.50% · 4.625%
HK$96,546
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,016/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,271
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,826
−HK$2,592/mo
Today · 4.125%
HK$100,418
baseline
▲ 0.50% · 4.625%
HK$105,711
+HK$5,293/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,836/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,453 · Scale 2, in force from 26 Feb 2026)