LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,581
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,061
−HK$1,503/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,641
+HK$3,077/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,933
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,352
−HK$1,441/mo
Today · 4.125%
HK$55,793
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$2,941/mo
Deposit HK$10.43M · loan HK$10.43M · min. income ≈ HK$111,586/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,097
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,873
−HK$1,804/mo
Today · 4.125%
HK$60,677
baseline
▲ 0.50% · 4.625%
HK$64,369
+HK$3,692/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$121,354/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,519
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$1,728/mo
Today · 4.125%
HK$66,951
baseline
▲ 0.50% · 4.625%
HK$70,480
+HK$3,529/mo
Deposit HK$8.35M · loan HK$12.52M · min. income ≈ HK$133,902/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,613
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,685
−HK$2,105/mo
Today · 4.125%
HK$70,790
baseline
▲ 0.50% · 4.625%
HK$75,097
+HK$4,307/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$141,580/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,106
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,093
−HK$2,017/mo
Today · 4.125%
HK$78,110
baseline
▲ 0.50% · 4.625%
HK$82,227
+HK$4,117/mo
Deposit HK$6.26M · loan HK$14.61M · min. income ≈ HK$156,220/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,645
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,309
−HK$2,707/mo
Today · 4.125%
HK$91,016
baseline
▲ 0.50% · 4.625%
HK$96,554
+HK$5,538/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$182,032/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,279
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,834
−HK$2,593/mo
Today · 4.125%
HK$100,427
baseline
▲ 0.50% · 4.625%
HK$105,720
+HK$5,293/mo
Deposit HK$2.09M · loan HK$18.78M · min. income ≈ HK$200,854/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$836,630 · Scale 2, in force from 26 Feb 2026)